Which of the following provides income and medical benefits to employment-related accident victims or their dependents?

One other-insurance provision assesses liability of an insurer in relation to the proportion that the company's insurance bears to the total amount of insurance in force. This other-insurance provision is:

(a) pro rata liability (b) contribution by equal shares (c) percentage participation (d) primary and excess

Which of the following best describes the concept of vesting, with respect to qualified retirement plans?

A) The age at which an employee must begin to withdraw from retirement plans B) The right of an employee's spouse to be included in the employee's qualified plan benefits C) An employee's right to funds or benefits contributed by an employer D) The time when an employee meets eligibility requirements for plan participation