The Holt-Winters Exponential Smoothing procedure allows only the trend component in a time series

Which of the following is not a personal use of life insurance?

A. A client buys cash value insurance to fund their children's college education. B. A client buys insurance to pay off their mortgage should they pass away prematurely. C. A client buys insurance to fund a buy-sell agreement. D. A client buys insurance to provide future income to a surviving spouse.

Principles identified in the Agile Manifesto include:

A) having as its highest priority customer satisfaction through the early and continuous delivery of valuable software. B) only testing late in development. C) a one-time delivery of working software. D) having customer satisfaction as its lowest priority. E) avoiding changing requirements, even late in development.