State the benefits that can be claimed under workers' compensation. How are these compensation claims filed?

What will be an ideal response?

The amounts and types of benefits recoverable under workers' compensation are specified by each state's relevant statute. Most statutes cover medical, hospital, and rehabilitation expenses. Some statutes also cover "other treatment" or "appliances" necessary to treat workers for work-connected injuries. Compensation under state statutes also generally includes payment for lost wages. When employees become disabled as a result of their injury, most states have a schedule that determines the amount of compensation for the disability, as well as compensation schedules for loss of body parts. Thus, an employee who lost a toe in an industrial accident, even though not disabled as a result, would be entitled to some compensation for the loss. Most workers' compensation claims are handled by a state agency responsible for administering the compensation fund and adjudicating claims. In general, an employee who is injured fills out a claim form and files it with the responsible administrative agency. A representative of the agency then verifies the claim with the employer. If the employer does not contest the claim—and most do not—an employee of the bureau (usually called a "claims examiner") investigates the claim and determines the proper payment. If either the amount or the validity of the claim is contested, there is an informal hearing before a regional office of the agency. Most states provide for an appeals process within the agency. A dissatisfied party who has exhausted the administrative appeals process may appeal to the state trial court of general jurisdiction.