The voluntary organization that provides standards for auditor independence, and integrity and objectivity in the accounting profession is:

Under participatory budgeting, some employees might understate sales budgets and overstate expense budgets to allow them a cushion, or _____________, to aid in meeting targets.

Fill in the blank(s) with the appropriate word(s).

The ability to consider a product at their leisure and to set aside information until a need arises are two advantages of:

a. Word of mouth b. Direct sales c. Telemarketing d. Direct mail