Which statement is true with regard to agents and brokers?

I. Life insurance agents typically have greater authority to bind coverage than do property and liability insurance agents.
II. Brokers legally represent insurance purchasers, not insurers.
(a) I only
(b) II only
(c) both I and II
(d) neither I nor II

Answer: (b) II only

Business

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Indicate whether the statement is true or false

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Which organization provides payroll processing as well as other HRM services, like employee benefit design and administration?

A) title companies B) payroll service bureau C) professional employer organization D) paycheck distribution companies

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