Barb, who is self-employed, is the main breadwinner for her family. Barb does not have disability income insurance because she has never stopped to consider the impact of a long-term disability upon her family

Barb's treatment of the risk of disability is best described as
A) risk transfer.
B) passive retention.
C) risk avoidance.
D) active retention.

Answer: B

Business

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An increasing number of American workers currently work from their homes or remote offices and conduct their business by phone or the Internet. This trend has created a ________

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