Members of the World Trade Organization can veto the findings of an arbitration panel

Normal time for a stopwatch study is equal to which of the following?

A) Average observed time × Performance rating factor B) Average observed time + Performance rating factor C) Average observed time / Performance rating factor D) Average observed time - Performance rating factor E) Performance rating factor / Average observed time

To start budgeting you can:

A) Put a coffee maker in your office instead of buying coffee B) Start saving a small amount each week C) Bring a bagged lunch from home instead of buying lunch at a restaurant D) All of the above E) None of the above