Which of the following statements about uninsured motorists coverage is true?

A) An innocent motorist must establish that the uninsured motorist is legally liable.
B) The amount of coverage in most states must be at least $300,000.
C) Property damage is covered in all states but bodily injury is not covered in all states.
D) The coverage is very expensive and beyond the affordability of all but wealthy insureds.

Answer: A