Which of the following is not a fundamental piece to creating an online bookstore?

Which of the following situations would NOT be considered an unfair claim settlement practice according to the NAIC Model Act?

a. Settling a claim for an amount that was less than the insurance advertisement given to the insured indicated at the time of the insurance application. b. Issuing a denial of claim before conducting a reasonable investigation. c. Binders Keepers Insurance routinely fails to acknowledge pertinent communications regarding claims within the time frame required by state law. d. Indemnify Insurance pays thousands of claims per year, but on two of those claims they failed to accept or deny the claim within the time frame required by state law.

Which of the following statements concerning the prospectus required by the Securities Act of 1933 is true?

A. The prospectus is a part of the registration statement. B. The prospectus should enable the SEC to pass on the merits of the securities. C. The prospectus must be filed after an offer to sell. D. The prospectus is prohibited from being distributed to the public until the SEC approves the accuracy of facts embodied therein.