If you find yourself in a credit hole, only make the minimum monthly payment until you are out of debt

Concerns about the environment and pressure to reduce the amount of waste produced has led several cities to enact laws banning plastic bags, which has in turn promoted a rise in the production and availability of reusable canvas bags. This is an example of ______ acting as an external force for change.

Fill in the blank(s) with the appropriate word(s).

Which of the following statements is incorrect?

a. The normal balance of accounts receivable is a debit. b. The normal balance of owner's withdrawals is a debit. c. The normal balance of unearned revenues is a credit. d. The normal balance of an expense account is a credit. e. The normal balance of the owner's capital account is a credit.