The type of retirement plan in which the employer credits the participant's retirement account with a pay credit and an interest credit and the employer bears the financial risk is a

a. 401(k) plan.
b. cash balance plan.
c. employer self-service plan.
d. reverse vested pension plan.

Ans: b. cash balance plan.

Business

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Combining negatively correlated assets having the same expected return results in a portfolio with ________ level of expected return and ________ level of risk

A) a higher; a lower B) the same; a higher C) the same; a lower D) a lower; a higher

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Which type of innovation involves fundamentally new ways of solving a problem?

a. radical b. incremental c. fluid d. specific

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