XYZ Insurance Company uses class rating to determine the rate to charge for insurance

For one type of insurance, the pure premium XYZ actuaries calculated is $75 per unit. If XYZ's expense ratio is 25 percent, what is the gross rate for this coverage?
A) $37.50
B) $55.25
C) $75.00
D) $100.00

Answer: D

Business

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To establish an HMO in Nebraska, the proper application must be submitted to:

A) the Director of Health. B) the Director of Insurance. C) the Secretary of State. D) the Nebraska Medical Association.

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An organization that is neither a de jure nor a de facto corporation has attempted to exercise corporate powers. It may be treated as a corporation if The other party demonstrates fair and equitable conduct. Injustice can be avoided only by treating the business as a corporation. A good-faith but unsuccessful effort to comply with the incorporation statute has been made.

A. I only. B. I and II only. C. II and III only. D. I, II, and III.

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