The ________ is a measure of the decision makers optimism

The most basic functions of depository institutions are:

a. safekeeping for depositors b. record keeping for depositors c. efficient and economical transfer of payments d. accepting deposits and granting loans

Which of the following statements is TRUE?

A) The parties in a civil action may agree to waive the rules of evidence at trial. B) The plaintiff in a civil action must prove its case beyond a reasonable doubt. C) "Findings of fact" is another term for the evidence given at trial. D) At the end of a trial the judge's decision is called a judgment E) Only the defendant has to produce documents in the discovery process