In his liquidity preference framework, Keynes assumed that money has a zero rate of return; thus, when interest rates ________ the expected return on money falls relative to the expected return on bonds, causing the demand for money to ________

On a credit card, a finance charge is applied to

A) any purchase. B) any balance not previously paid. C) current purchases. D) future purchases.

Which of the following is not a method by which financial institutions calculate finance charges on credit cards?

A) Previous balance method B) Ending balance method C) Average daily balance method D) Adjusted balance method