Which one of these Homeowners endorsements is used to schedule separate coverage for one or more of nine categories of personal property?

All are steps in the four-step process to incorporate lead user into market research except:

a. conducting pragmatic visits to lead users. b. identifying and questioning lead users. c. identifying important market/technical trends. d. developing the breakthroughs. e. projecting the lead user data onto the larger market

When the forward rate equals the expected future spot rate, the forward rate is said to be a(n) ________ of the future spot rate

A) unbiased predictor B) forward market investment C) forward market return D) unsystematic risk