Which one of the following effective training characteristics is NOT present within the following training objective, "The employee will be able to express concern to all irate customers by a brief apology"?

Unless otherwise agreed to by the parties, if the buyer purchases goods on credit sale from the seller, the credit period starts from the time ________

A) the goods are shipped B) the buyer receives the goods C) the contract is signed by the buyer D) the buyer accepts the shipment

Suppose that you want to purchase a car today. You can afford payments of $400 per month and want to pay the loan back over the next five years

Assuming no down payment is required, how much can you borrow if the bank will charge you an annual percentage rate of 12% compounded monthly? A) $16,726.68 B) $18,220.18 C) $24,667.87 D) $25,008.90 E) $17,982.02