Localizing a Web site in native language can be done by translating a Web site from the home-country language

Some mutual companies have gone through a conversion process and have become stock insurance companies. All of the following are advantages of the stock form of organization relative to the mutual form of organization EXCEPT:

(a) the ability to offer stock options may make it easier to attract and retain key personnel (b) it's easier to raise capital as a stock organization (c) stock insurance companies are exempt from state premium taxes and federal income taxes (d) stock insurers have greater flexibility to expand by acquiring other companies

Consumer behavior involves the shopping process itself

Indicate whether the statement is true or false