Licensees may use forms promulgated or approved by the Commission, prepared by an attorney licensed in Texas, or prepared by the property owner.

All of the following riders can increase the death benefit amount EXCEPT

A) Cost of Living B) Waiver of Premium C) Accidental Death Rider D) Guaranteed Insurability

A firm that assumes a problem will eventually go away or be forgotten if it is ignored is using the defensive approach to crisis management

Indicate whether the statement is true or false