Which of the following statements are correct?
a. debit cards provide for the immediate direct transfer of deposit accounts
b. debit cards may be used for cash advances, even when there is not sufficient money in the account
c. debit cards may not be used to make cash withdrawals from automatic teller machines
d. all the above
e. none of the above
Ans: a. debit cards provide for the immediate direct transfer of deposit accounts
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Which of the following credit decisions appears correct for a customer that intends to order $1,000 of goods annually that have a 20% profit margin if the probability of default is 20% and the discount rate is 10%?
A) Reject because expected profit equals $0 B) Accept because expected profit equals $1,440 C) Reject because expected loss equals $320 D) Accept because expected profit equals $3,200
Marketing research depicts the Harley-Davidson motorcycle shopper as a middle-aged, college educated individual with an average annual income of $78,000. This is an example of:
a. market analysis. b. pricing strategy research. c. positioning research. d. market segmentation research. e. retailing research.