Imagine you are making a presentation to a U.S. Senate committee about retirement. Which is NOT a pressing retirement-related concern?

a) It's hard for laid-off older workers to get new jobs because of age discrimination.
b) We need to develop many more options for retirees to volunteer or go back to school.
c) There are currently fewer workers to finance Social Security because the huge baby boom cohort has entered later life.
d) Most older workers today have inadequate funds for years-long retirement.

Answer: b) We need to develop many more options for retirees to volunteer or go back to school.