The two basic methods of proving a substance dangerous are:

a) animal testing and natural experiments.
b) animal testing and epidemiological studies.
c) computer models and epidemiological studies.
d) computer models and natural experiments.

Answer: b) animal testing and epidemiological studies.

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In addition to a monthly charge, FHA mort- gage insurance includes a one-time payment on a purchase loan that is

a. 1.75% of the loan amount. b. variable. c. negotiable. d. determined by the lender.

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When the interest rate on a bond is ________ the equilibrium interest rate, there is excess ________ in the bond market and the interest rate will ________

A) above; demand; fall B) above; demand; rise C) below; supply; fall D) above; supply; rise

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