A _____ effluent is a runoff that enters surface waters from diffuse sources.

Airbus is seeking a patent for their "flying donut" concept. The interior of this airplane would be set up like a circular auditorium with more open spaces; the wings would come from the nose of a plane instead of from the sides. This design will allow faster boarding and deplaning. Airbus' flying donut is a _______________ innovation.

Fill in the blank(s) with the appropriate word(s).

All of the following are advantages of purchasing workers' compensation insurance from a private carrier, EXCEPT:

A. The insurer bears the cost of the claims investigations & claims payments. B. The ability to purchase "employer's liability" coverage as part of the policy. C. The high deductibles D. The ability to purchase "other states" insurance as part of the policy.