Teams fall into three categories; the purpose of one category is to ________

A) confront
B) benchmark
C) advise
D) delegate
E) norm

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When the producer sells directly to the consumer, the channel length is very _________

Fill in the blank(s) with the appropriate word(s).

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Bill purchased a nonparticipating life insurance policy. The cash value was based on the insurer's present mortality, expense, and investment experience. His premium was guaranteed for an initial period, and is "re-determined" after three years. Bill purchased:

(a) universal life insurance (b) variable life insurance (c) current assumption whole life insurance (d) indeterminate-premium whole life insurance

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