A business's fiscal year that ends at the same time as the slow seasonal period begins is the natural business year

What type of a seating arrangement is suitable in case a meeting requires intense interaction?

a. A round table b. A square table c. A rectangular table d. A U-shaped table e. Parallel seating

Commercial banks chartered by _______________ are not required to be members, but they can choose to join.

Fill in the blank(s) with the appropriate word(s).