Characteristics of group insurance include all the following except:

A) one master contract is issued to the employer; individual certificates of coverage are issued to employees
B) the group is underwritten as a whole
C) the group was not formed to purchase insurance on a group basis
D) pre-existing health impairments are always covered

D

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Which of the following is not a recognized school of jurisprudence?

A) natural law B) positivist C) theological D) sociological

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Some people who needlessly carry around a poor image

A) will become more positive when others treat them better. B) will be better learners than others. C) are at a real disadvantage for building relationships. D) will make good supervisors and leaders.

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