A person's stock of skills to produce economic value is referred to as:

Studies suggest that brand loyalty is based primarily on real differences among competing products, suggesting that persuasive advertising is an ineffective means to maintain or increase market share

Indicate whether the statement is true or false

The economic hardship resulting from a financial crises is severe, however, there are also social consequences such as

A) increased crime. B) difficulty getting a loan. C) currency devaluations. D) loss of output.