Noah Webster supported himself through sales of his spelling book over 100 million copies of the book were sold

When a factory dumps toxic waste into a river and pollutes the river, the costs borne by society in order to clean up the mess is called a(n):

A. externality. B. internal diseconomy. C. internal economy. D. natural monopoly.

Ashley, the policy owner and insured, named Wendell as primary beneficiary and Barbara as contingent beneficiary. Just six (6) weeks prior to Ashley's death, Wendell and Barbara are killed in a common disaster. The insurance proceeds will be received by whom?

A. Ashley's survivors B. Ashley's estate C. Split equally between the estates of Wendell and Barbara D. Wendell's estate