Deed restrictions for a subdivision development are created by:

A. the developer or grantor
B. the FHA
C. state statutes and local ordinances
D. the lender

Answer: A. the developer or grantor
Explanation: As the name suggests, deed restrictions are created in a deed, by the grantor. In the case of subdivision lots, the original grantor is the subdivision developer. A developer usually imposes restrictions on all lots in the subdivision by recording a declaration of restrictions (CC&Rs) and referencing the declaration in the first deed for each lot.

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