________ tools are those that can create a representation of a system or program module at a design level of abstraction

____________ theory: Motivation theory stating that people have conscious goals that energize them, direct their thoughts/behaviors toward a particular end

Fill in the blank(s) with the appropriate word(s).

These represent a series of payments for the life of the participant and beneficiary

A) collateral payments B) periodic payments C) lump sum distributions D) annuities