For multivariate statistical techniques, when there is ________, cluster analysis and multidimensional scaling can be used

Bingham Inc is a retailer with annual sales of less that $10 million. At the end of 2012, ratio analysis is performed on Bingham's financial statements by various stakeholders. Bingham's 2012 ratios are not likely to be compared to:

A) Bingham's 2011 ratios. B) Bingham's 2012 budgeted ratios. C) other retailers with annual sales of less than $10 million. D) a manufacturer with annual sales of less than $10 million.

In the U.S., there are no groups that insure investors against the risk of loss?these risks are too great

a. True b. False Indicate whether the statement is true or false