Private mortgage insurance is designed to protect the

) Which of the following distributions from a qualified retirement plan would be exempt from the 10 percent penalty tax if the distribution occurred before the covered employee was age 59.5?

I. A distribution made to an employee with a qualifying disability. II. A distribution made to a beneficiary or to the employee estate's after the employee's death. A) I only B) II only C) both I and II D) neither I nor II

Which of the following can lead to increased expected cash flow over time to the firm?

A) Open and collaborative relations with the community B) Qualified and motivated employees C) Greater customer satisfaction D) All of the above