The Foreign Corrupt Practices Act (FCPA) allows remuneration to lower-level foreign officials to expedite the handling of goods

Which of the following approaches has the least amount risk associated with it when developing a new product?

A) marketing driven B) sales driven C) technology driven D) customer driven

What happens to the life insurance proceeds upon the death of an insured who has not named a beneficiary?

A) The proceeds are given to the state. B) The proceeds remain with the insurer for the full-term of the insurance. C) The proceeds are given to charitable organizations. D) The proceeds go to the insured's estate.