________ refers to an effect in which a prior measurement affects the test unit's response to the independent variable

As opposed to condominium ownership, cooperative ownership has the disadvantage that:

a. owners could lose their equity if the other cooperative owners fail to make their tax and loan payments. b. owners cannot deduct tax payments made to the cooperative. c. owners' costs are greater than in a condominium. d. owners have less control over the exterior of their property.

Consider the TVM equation: Present values and interest rates are inversely related

Indicate whether the statement is true or false.