Alt A loans are only offered to people with outstanding credit ratings

When the assets and liabilities of an FI are not equal in size, efficient hedging of interest rate risk can be achieved by

A. increasing the duration of assets and increasing the duration of equity. B. issuing more equity and reducing the amount of borrowed funds. C. not exactly matching the maturities of assets and liabilities. D. issuing more equity and investing the funds in higher-yielding assets. E. efficient hedging cannot be achieved without the use of derivative securities.

Groups that have an indirect influence on a person's attitude or behavior can be a part of his/her reference groups

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