Foreign exchange ________ earn a profit by a bid-ask spread on currencies they purchase and sell

The simplest form of distribution, providing direct access to tourism suppliers, would be classified as a _______.

Fill in the blank(s) with the appropriate word(s).

Bernice is an underwriter. She is reviewing a commercial crime coverage application. The coverage will be written using the discovery form

Bernice is concerned that a large undiscovered loss may exist prior to the policy's inception date. Which provision should Bernice add to the policy to protect the insurer against liability for such previous losses? A) extended reporting endorsement B) loss sustained during prior insurance provision C) waiver of inventory provision D) retroactive date endorsement