Which of the following security issues might have the lowest direct costs?

Which of the following features of e-commerce technology allows fine-grained, highly detailed information on consumers' real-time behavior to be gathered and analyzed?

A) personalization/customization B) information density C) ubiquity D) interactivity

One group that relies on both the adequate collection and transformation of data for decision-making purposes for an organization is

A) management. B) interested outsiders. C) competitors. D) the government.