Because of the adverse selection problem,

A) lenders may make a disproportionate amount of loans to bad credit risks.
B) lenders may refuse loans to individuals with low net worth.
C) lenders are reluctant to make loans that are not secured by collateral.
D) all of the above.

D

Business

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In the communication process, the person for whom the message is intended is the __________

Fill in the blank(s) with the appropriate word(s).

Business

Change in market scope may be necessitated by:

a. new product development b. shifts in the environment c. the value system of top management d. different stakeholders

Business