Which medium is associated with a low response rate and a high throwaway rate?

Under common law, a person who acquires a bill or note for value, in good faith, and without notice that it is defective, overdue, or that any person has a claim to or defense against it is referred to as a(n) ________

A. holder in due course B. accommodation endorser C. aval D. acceptor

First movers bear significant risks including the costs of all but which of the following?

A) evolving new products B) educating customers C) designing and producing new products D) distributing new products