Except for the collecting bank, each bank in the collection process, including the payer bank, must take proper action on an "on them" check prior to its midnight deadline

You are responsible for sales promotion for a new brand of low-carb dairy products for people who are trying to lose weight. You need to introduce a new product to supermarket managers and owners, attract and identify new store contacts, and test market the response to your new product. Which type of trade promotion would most likely help you reach your objectives?

a. direct sampling and store demonstrations b. trade allowances and direct incentives c. trade shows d. push money

Refer to Table 4-1. Using horizontal analysis, Net Profit ________ by approximately ________

percent. A) decreased; 79.27 B) increased; 79.27 C) increased; 44.22 D) decreased; 44.22