Kate completed a life insurance application. Her agent forwarded the application to the insurer. The insurer issued the policy. The agent delivered the policy to Kate. When Kate received the policy, she paid the premium. When was the offer accepted in this case?

(a) when Kate completed the application
(b) when the agent forwarded the application to the insurer
(c) when the insurer issued the policy
(d) when Kate received the policy and paid the first premium

Ans: (d) when Kate received the policy and paid the first premium

Business

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