R wanted to buy Q's home, but being new on the job could not qualify. Q agreed that with $15,000 down, Q would carry a loan for the remainder of the purchase price, amortized over 30 years at 8% interest. This is a(n):

a) Double contract, and illegal
(b) Wraparound loan
(c) Purchase money mortgage
(d) Discounted loan or note

Answer: (c) Purchase money mortgage

Business

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