Systematic credit risk can be reduced significantly by diversification.

Mary, a HR manager, is designing a training class for those working on the new cross-functional teams within her company. This class is aimed at improving group decision-making and interpersonal relations. What method of delivery should she choose?

b. bullying a. lectures b. computer-aided training c. workbooks d. role-playing, practice, and discussion e. videotapes

Mimicking a competitor's strategies by copying its products or marketing approach is

a. Usually successful in a competitive industry. b. One of the least effective strategies for achieving sustained profitability. c. Something Dr. Payne told us to do in class. d. The best approach for achieving competitive advantage in a competitive industry