Which SPSS data entry product allows you to simulate a proper CATI system because you can prepopulate the data with the phone number and basic details of the respondent so the information appears as the operator moves through the list?

Spreading of losses incurred by a few persons over the entire group so that in the process the average loss is substituted for the actual loss is called:

(a) indemnification (b) adverse selection (c) underwriting (d) pooling

Real Estate Settlement Procedures Act (RESPA) underwriting requirements apply to:

a. one unit properties only. b. one-to-four unit residences. c. an apartment complex with less than twenty residential units. d. the purchase of 40 or more acres of raw land.