Which of the following requires creditors to provide applicants with accurate and complete credit costs and terms?
A. Fair Debt Collection Practices Act
B. Truth in Lending Act
C. Equal Credit Opportunity Act
D. Fair Credit Reporting Act
E. Telephone Consumer Protection Act
B. Truth in Lending Act
The Truth in Lending Act requires creditors to provide applicants with accurate and complete credit costs and terms, clearly and obviously.
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The states and the federal government collect vital statistics in the United States that include births, deaths, marriages, divorces, and changes in civil status. What is the main purpose for collection of this information?
A. To distribute goods and services fairly. B. To provide information to marketing services. C. To assess population trends and needs. D. To control population growth or decline. E. To determine who should receive public assistance.
Which of the following is what the patient owes after the insurance company has paid?
A. premium B. exclusion C. subscriber liability D. comorbidity