According to Francis Bacon, the primary disadvantage of usury is that it restrains business expansion

Financial institutions loan funds at ________ they pay depositors

A) a lower interest rate than B) a higher interest rate than C) a rate equal to what D) a cost plus 3% of what

A(n) ________ is a document that specifies changes in an existing will

A) letter of instruction B) codicil C) amendment D) secondary will