A ______________ is a voluntary, binding agreement between two or more competent parties to do (or not do) a specific thing.

Fill in the blank(s) with the appropriate word(s).

Answer: contract

Business

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An insured suffers a partial fire loss to his residence. Under an HO-3 policy what insuring agreement is available to pay for temporary, alternate living quarters?

a. Coverage A b. Coverage C c. Coverage D d. Coverage B

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Under what system do a group of doctors and hospitals in a designated area contract with an insurer to provide medical services at a prearranged cost to the insured?

A) DPO B) MIB C) HMO D) PPO

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