Which of the following would be seen as a breach of the duty of loyalty by a corporate officer?

All of the following are important underwriting principles EXCEPT:

(a) selection of risks that can be written at standard rates (b) selection according to the company's underwriting standards (c) proper balance within each rate classification (d) equity among policyowners

Electronic banking involves _____

a. end-of-month credit statements b. the use of standardized credit systems on a national level c. video-recording systems d. the use of automatic teller machines and the instant processing of retail purchases