____________ occurs when the outside provider of an organization's goods or services is located abroad.

The combined ratio is:

A) the loss ratio plus the expense ratio B) a measure of underwriting losses C) the loss ratio divided by the expense ratio D) a measure of capital gains and dividend returns

A ________ is the key circuitry component that all internal devices connect to within a computer's case

A) buffer B) motherboard C) proximeter D) packet