If you were a life insurance underwriter, which of the following underwriting criteria would you MOST prefer to use because of its reliability?

A) The applicant's response to the question Have you ever tested positive for HIV?
B) The applicant's response to the question Have you smoked any tobacco products within the last year?
C) The opinion of the patient's family doctor as to the overall health of the patient
D) The results of blood and urine tests taken by your company's own physicians

D

Business

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a. True b. False

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Indicate whether the statement is true or false

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