The _____ is a tool for organizing a large number of ideas, opinions, and facts relating to a broad problem or subject area

The Town Bank makes collateralized loans to its customers at 1% above prime on certified securities owned by the customer, subject to existing margin requirements. In doing so, which of the following is correct?

A. Notification of the issuer is necessary in order to perfect a security interest. B. Filing is a permissible method of perfecting a security interest in the securities if the circumstances dictate. C. Any dividend or interest distributions during the term of the loan belong to the bank. D. A perfected security interest in the securities can only be obtained by possession.

Ellen is renting an apartment under a lease that requires that the landlord approve any assignment or sublease. Ellen wants to assign the lease and has found four candidates with excellent jobs, credit ratings and personal references. Landlord has rejected all four of them. Please advise Ellen.

a. Ellen will be liable on the lease until she finds a candidate that meets with landlord's approval. b. Ellen may assign the lease to one of the four candidates over the landlord's objection. c. Ellen is discharged from any further obligations on the lease because the landlord's failure to cooperate is in bad faith. d. If Ellen does not continue pay rent as it comes due she will be subject to a distress in rent suit e. A and D